A good APR sits at or below the national average and depends on an individual’s credit score, creditworthiness, and transaction types.

Find out everything you need to know to forge a path to financial freedom. Explore how debt consolidation works, its impact on your credit, and alternative options.

Learn practical strategies to try and lower your car insurance premium, whether you're a new driver or a seasoned commuter.

Struggling with debt? Discover effective strategies on how to negotiate with creditors, how to protect your rights, and reduce your overall debt burden.

Learn how to build credit at 17 with strategies like becoming an authorized user. Start smart habits now to prepare for a strong financial future.

Understand the risks and benefits of cosigning a loan or credit card. Learn how being a cosigner can affect your credit score and long-term financial future.

When you’re late on payments or stop making payments on a loan, the lender can repossess or “repo” the item you’re financing to settle your debt. Knowing how to get a repo off your credit report can ...

Wondering what you should use your credit card for? We'll tell you eight smart purchases you can make to build your credit and earn cash back rewards.

There’s no timeline for how long before debt collectors sue, but they do follow a statute of limitations. Learn more about when they can sue and your rights.

A low APR credit card can help you pay off debt faster or avoid racking up interest expense on purchases. Learn more ...

If you lack credit history, read on to discover how to get a loan with no credit. Options include no-credit-check loans, secured loans, 401(k) loans and more.

Credit is important for securing loans, mortgages, credit cards, and more. A good credit score shows lenders that you’re responsible and pay bills on time.