To get a VA home loan, you must be a service member, veteran or qualifying surviving spouse with a Certificate of Eligibility. VA home loans have no down payment requirements but only apply for ...

Getting approved for a VA loan as a spouse of an active service member or veteran comes with specific requirements, and understanding the eligibility criteria is crucial to securing housing benefits.

Q: I’m a retired veteran looking to purchase my first home. A friend of mine recommended a VA loan, but I’m not sure if it’s right for me. What are some VA loan pros and cons I need to consider? A: ...

VA loans do not usually require a down payment, but there are certain circumstances in which a down payment might be necessary. Making a down payment on a VA loan can help reduce your funding fee and ...

Aly J. Yale is a contributor at Buy Side and an expert on real estate, mortgages, investing and home renovations. Of the many varieties of mortgage loans out there, the VA loan—a type of mortgage ...

Rachel Witkowski is an award-winning journalist whose 20-year career spans a wide range of topics in finance, government regulation and congressional reporting. Ms. Witkowski has spent the last decade ...

Having lived in several states, owning primary residences and investment properties, Josh Patoka uses his experience using mortgages and HELOCs to help first-time home buyers and home owners find the ...

Getting a home improvement loan for veterans in the United States can be simpler than you think. The U.S. Department of Veterans Affairs has a wide range of funding resources and tools available to ...

VA loans typically don't require a down payment, but you still need decent credit and sufficient income to get approved. Some or all of the mortgage lenders featured on our site are advertising ...

Joseph Widenhofer is a freelance copywriter and editor focusing on economic development, personal finance, schools and boards of developmental disabilities. He primarily works for the Golden Shovel ...

VA loans are designed for military members, veterans and their spouses. Spouses can qualify for a VA mortgage by being an active service member, a veteran or by being a civilian co-borrower on a VA ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. VA home loans are among ...