Social Security's max $5,108 benefit is hard to get. Here's what to focus on instead.
In 2025, the maximum monthly benefit Social Security will pay is $5,108. To be clear, though, that's higher than the program's maximum benefit at full retirement age this year. Those looking at $5,108 a month in Social Security need to delay their claims until the age of 70 to lock in payments that high.
This Is My Backup Plan in Case Social Security Cuts Benefits
Thankfully, Social Security has trust funds it can use to keep up with benefits for a period of time. But once those trust funds are emptied, Social Security may have no choice but to cut benefits. And if you're wondering when the program's trust funds are set to run dry, the Social Security Trustees say it could happen as early as 2035.
How To Sign Up for a My Social Security Account and Estimate Retirement Benefits
To see all of your Social Security benefits, you need to sign up for a My Social Security account. Note that if you've already signed up for a login.gov or ID.me account, you can skip the following steps and just sign into your account. If you've never signed up for either of these services before, here's what you need to do.
3 types of people who should claim Social Security at 62
Claiming Social Security at 62 is popular strategy because it gives recipients the most checks. At the same time, it reduces the size by up to 30%.
Americans Want to Increase Social Security Benefits for 2 Groups
A new proposal could boost Social Security benefits for caregivers and older workers in physically demanding jobs.
I claimed Social Security at age 62 and am filled with regret – can I change my mind?
Here's the Average Social Security Benefit at Every Possible Claiming Age
One of the biggest Social Security decisions you'll have to make is when to sign up for benefits. Many choose to apply as soon as they're eligible, so they can get the most checks. But this isn't always the wisest move.
Divorced? How to Claim Social Security Benefits on Your Ex’s Record
Typically, people become eligible for Social Security by working and paying into the program. But that’s not the only path to collecting Social Security in retirement. Even if you never worked, you may be entitled to spousal benefits from Social Security.
'Keep your hands off our Social Security,' lawmakers warn amid DOGE budget cuts
As the Trump administration seeks to make massive cuts to federal spending, certain lawmakers and advocates say Social ...
President Trump Unleashed Elon Musk to Cut $2 Trillion From the Federal Budget. Could Social Security and Medicare Cuts Be on the Way?
The latest cover of Time magazine shows Elon Musk sitting at the historic Resolute Desk in the Oval Office with the U.S. flag ...
Social Security 5.9% COLA Increase Is Biggest In Nearly 40 Years
If you rely on Social Security payments, you’re receiving a much-needed raise. Social Security and Supplemental Security Income (SSI) is increasing benefits by 5.9%, the largest increase in 40 years.
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How families, and not just retirees, depend on Social Security
Social Security is helping more than just older adults as more children start to live with their grandparents.
3 Ways Social Security COLA Will Affect Your 2025 Earnings
Social Security recipients saw their monthly check grow by 2.5% in 2025 thanks to a cost-of-living adjustment (COLA) designed ...
Has Congress stolen trillions from Social Security? The answer is clear as day
The answer is clear as day that Congress didn't steal from Social Security's trust funds. If you want to know what's really ...
Social Security Update: Up to $5,108 to Be Paid This Week
For retirees who claim benefits at Full Retirement Age—currently set at 67—the maximum monthly payment is $4,018. If you choose to start benefits at the earliest eligible age of 62, the maximum amount ...