Discover how CDs work, offering secure savings with fixed interest rates. Learn about terms, early withdrawal penalties, and how they compare to other accounts.

With interest rates higher than they have been in 40 years, it may be a good time to consider investing in a certificate of deposit. While most CDs offer fixed rates, there are some flexible CD ...

Got a money question? Let Buy Side find the answer. Write to [email protected], and we may publish an answer Written By Written by Contributor, Buy Side Steve Garmhausen is a contributor to Buy Side ...

Finding ways to maximize the returns on your money can make a lot of sense in today's high-rate environment. For example, while certificate of deposit (CD) accounts are a smart option to consider ...

Promotional CDs often have higher rates than standard CDs. Promotional CDs may come in irregular term lengths, such as 21 months instead of the standard 24 months. Financial institutions commonly ...

Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.