Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the ...

Your FICO or VantageScore credit score represents your creditworthiness, and the higher your score, the better you’ll look to lenders. There are a variety of factors that go into your credit score, ...

The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average ...

Californians, on average, have “good” credit scores. To compare California’s bill-paying habits with those of other states, my trusty spreadsheet analyzed two rankings of credit scores. These are the ...

Building good credit takes time and planning. If you're thinking about applying for a loan or credit card, follow the example ...

A good credit score (670 to 739) is essential to qualifying for some of the best credit card offers. Credit cards that require good credit often provide competitive rewards, generous welcome bonuses, ...

The rule of thumb for credit scores is the higher, the better. Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent credit ...