When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

What Is a Default Interest Rate? Default interest rates are the additional fees charged by lenders to borrowers who fail to make timely payments on their loans. These rates are typically expressed as ...

A high credit score unlocks a bunch of benefits. You can get a lower interest rate on any loan and qualify for better financing. Mortgage lenders will look at your FICO score before determining how ...

Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this column will help you. First, a brief explanation of a FICO credit ...