When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

A high credit score unlocks a bunch of benefits. You can get a lower interest rate on any loan and qualify for better financing. Mortgage lenders will look at your FICO score before determining how ...

What Is a Default Interest Rate? Default interest rates are the additional fees charged by lenders to borrowers who fail to make timely payments on their loans. These rates are typically expressed as ...

Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this column will help you. First, a brief explanation of a FICO credit ...

Securing a loan with a 500 credit score may be challenging, but that doesn't mean every lending door is closed. Though more difficult, borrowing money is possible even with a low credit score.

(The Conversation is an independent and nonprofit source of news, analysis and commentary from academic experts.) D. Brian Blank, Mississippi State University and Tom Miller Jr., Mississippi State ...