This card matches all the cash back you earn your first year and charges no annual fee, making it one of 2025's best value cards.

The potential to earn cash back is a favorite feature among those who frequently use credit cards. Today’s best credit cards let customers earn 5% cash back or more, sometimes with no annual fee.

Learn why the Discover it® Chrome loses value after year one, and which no-annual-fee card I'd recommend instead.

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...